.kpongs {  font-family: Arial, Helvetica, sans-serif; font-size: 10pt}
.smallbody {  font-family: Arial, Helvetica, sans-serif; font-size: 10px}
.pageheads {  font-family: Arial, Helvetica, sans-serif; font-size: 16px; color: #990000}
.Pagehead2 {  font-family: Arial, Helvetica, sans-serif; font-size: 16px}
.AllCapsHead {  font-family: Arial, Helvetica, sans-serif; font-size: 18px; text-transform: capitalize; color: #990000}
.disclaimer {  font-family: Arial, Helvetica, sans-serif; font-size: 10px}